Why UK Businesses Choose Teya
Enterprise-grade pricing. Startup simplicity. Local human support.
0.5% Cashback on Every Purchase
Your Business Account earns while you spend. For every 10,000 pounds on stock and rent, you get 50 pounds back. This often cancels out the terminal rental entirely.
24/7 UK Human Support
Teya provides 24/7 UK human support via phone, WhatsApp, email, and live chat. Not a chatbot. Not an overseas call centre. A real person, available at 11:30 PM on a Saturday when your terminal goes down. Contact Teya: help@teya.com or +44 1283 896 876.
365-Day Next-Day Settlement
Your Friday night takings are available Saturday morning. Including weekends, bank holidays, and Christmas. Straight into your Teya Business Account.
Who Is Teya?
Not a startup finding its feet. A proven team that already transformed payments in Latin America, now doing it across Europe.
Born from StoneCo
Backed by Tiger Global and BlackRock, with parent StoneCo backed by Berkshire Hathaway. $9B valuation at first funding round.
Read the full storyTrusted by 70k+ Customers
Operating across 9 European countries, processing over 600 million transactions in 2025. (Source: teya.com, retrieved 2026-04-30.)
Read the full storyFCA Regulated via Teya
Ref. 978181. Teya Solutions Ltd. is authorised by the FCA under the E-Money Regulations 2011.
Read the full storyHow Teya Stacks Up
Tap any row to reveal how competitors compare
Why Merchants Reconsider
Every competitor has a weakness. Here is what to watch for.
SumUp
Phone support Monday to Friday 9am to 6pm only; documented account freezes with funds held and little communication; invoicing carries a 2.5% fee.
Square
Account deactivation without prior notice is documented across multiple review sources, with funds held 90 to 180 days in those cases.
Worldpay
18-month minimum contract; the exit fee equals every remaining monthly minimum, with no cap; rates are not published. A 4.2 out of 5 headline sits over 29% one-star reviews.
Barclaycard
Legacy hardware: the Smartpay Anywhere app pairs with a Miura M010 reader over ten years old, with no AMEX acceptance. Trustpilot 1.3 out of 5.
Dojo
Rate increases applied without adequate notice; weekend next-day settlement reverts to weekday-only after year one; Pay by Link must be copied into a separate SMS or email app rather than sent from within the app.
Stripe
Developer-first, not SME-friendly. 3-5 day standard payouts. No in-person support
NatWest Tyl
No merchant management app (web portal only); the portal refreshes transaction data hourly, not in real time; Xero integration discontinued April 2025.
Zettle by PayPal
Trustpilot 3.0 to 3.4 out of 5; Payment Links unavailable for new sellers; automated account freezes reported during peak trading.
Market Position
Cheap but Basic
Low cost, minimal features. Works for volume-driven simple businesses.
Cheap but Complex
Legacy infrastructure. Slow onboarding, hidden fees, bureaucracy.
The Smart Middle
Real pricing, real support, real business benefits. Designed for scaling SMEs.
Ready to see your savings?
See exactly how much you could save with Teya pricing and settlement structure.
No obligation . No setup fees . 60 seconds
*0.50% rate is available for businesses with a monthly card turnover (TPV) of 200,000 and above. Actual rates vary depending on business type, card mix, average transaction value, and contract terms.